TOWING & TOW TRUCK INSURANCE

For contract fleets of 5 or more units having written agreements with:

  • State and County Authorities
  • Municipalities
  • Auto Clubs
  • Commercial Businesses

Coverage includes:

  • Combined Single Limit Auto Liability
  • Premises Liability for Garage Operations
  • On-Hook Liability
  • Cargo Liability
  • Business Personal Property
  • Uninsured Motorist Coverage
  • Uninsured Motorist Property Damage
  • Fire Legal Liability
  • Stated Amount Physical Damage

Coverage enhancements designed for the contract tow operator:

  • Tools and Equipment
  • Computer Equipment
  • Business Income and Extra Expense
  • Money and Securities

Coverage options include:

  • Leased Property Liability – Auto Damage
  • Building Coverage
  • Scheduled Equipment Coverage

Limits are provided based on individual operations up to:

  • $1MM CSL Auto Liability
  • $1MM/$2MM Garage Liability
  • $150,000 On-Hook Liability
  • $150,000 Cargo Liability
  • $500,000 GKLL


Unifax Insurance Systems is the General Agency for Crusader Insurance Company, with access to additional markets to service your needs.

  • If you are currently contracted with Unifax and already have access, click here.
  • If you are currently contracted with Unifax and would like to get access, click here
  • If you are not yet contracted with Unifax and would like to inquire about our products and services, please click here

LONG HAUL INSURANCE

Crusader Insurance Company began as a niche market for specialty auto business in 1980.

Our trucking program targets all general and specific commodity type haulers. Our program is intended for owner/operators, contract, and common carriers.

  • Fleet size – Up to 10 power units
  • Local to 48 State Long Haul
  • Prompt Handling of Filings

Eligible Commodities Include:

  • Appliance
  • Autos – New and Used
  • Beverages including Beer and Wine
  • Building Material and Lumber
  • Canned Goods
  • Cement, Sand, and Gravel
  • Clothing
  • Cotton
  • Dairy Products & Eggs
  • Frozen Foods
  • Furniture – New
  • General Freight
  • Grains, Feed, & Seeds
  • Groceries – Dry
  • Machinery
  • Paper and Paper Products

Ineligible Operations:

  • Dump Trucks
  • Hazmat Haulers
  • Logs and Timber
  • Intermodal or containerized freight
  • Redi mix Trucks

Crusader’s Package Policy includes the following coverages:

  • Auto Liability ($1MM CSL)
  • Physical Damage (included stated amount)
  • General Liability
  • Motor Truck Cargo
  • Property Coverage
  • Non-owned trailers or Trailer Interchange

Coverage Options Include:

  • Six-month policy for Seasonal Operations
  • Coverage for Non-Trucking Use
  • Truckers and General Liability Deductible
  • Scheduled Equipment Coverage
  • Premier truckers endorsement option:
    • Down- time loss
    • Rental Reimbursement
    • Combined Deductible
    • Diminishing Deductible


Unifax Insurance Systems is the General Agency for Crusader Insurance Company, with access to additional markets to service your needs.

  • If you are currently contracted with Unifax and already have access, click here.
  • If you are currently contracted with Unifax and would like to get access, click here
  • If you are not yet contracted with Unifax and would like to inquire about our products and services, please click here