AUTO BODY & AUTO REPAIR SHOP INSURANCE

All Auto Body and Auto Repair Shops will be considered for this program, including those with:

  • No Prior Insurance Coverage
  • New Ownership
  • Oil and Lube Shops
  • Transmission Shops
  • Muffler Shops
  • Upholstery Shops
  • Detailers/Hand Car Washes
  • Window Tinting
  • Glass Installation
  • Paint and Body Work
  • Stereo and Alarm Installation
  • ………… and Many More!

Coverage Options Include:

  • Equipment Breakdown
  • Garagekeeper’s Direct Primary
  • Hired Auto Liability
  • Products and Completed Operations
  • Theft, Disappearance & Destruction
  • Employee Tools
  • ………… and Many More!

Our Premier Property Package option includes coverage upgrades for:

  • Business Income –
    With Extra Expense
  • Backup of Sewers and Drains
  • Money and Securities –
    Robbery and Safe Burglary
  • Fine Arts
  • Outdoor Signs
  • Fire Department Service Charge
  • Outdoor Trees, Shrubs and Plants
  • Personal Property of Others
  • Fire Protection Device Recharge
  • Property Off Premises
  • Spoilage
  • Accounts Receivable
  • Valuable Papers and Records
  • Forgery or Alteration
  • Property at Newly Acquired Locations
  • Lock Replacement


Unifax Insurance Systems is the General Agency for Crusader Insurance Company, with access to additional markets to service your needs.

  • If you are currently contracted with Unifax and already have access, click here.
  • If you are currently contracted with Unifax and would like to get access, click here
  • If you are not yet contracted with Unifax and would like to inquire about our products and services, please click here

Mercantile & Retail Store Insurance

All Retail Stores will be considered for this program, including:

  • Antique Shops
  • Barber Shops
  • Beauty Shops
  • Book Stores
  • Check Cashing Services
  • Clothing Stores
  • Fabric Stores
  • Florists
  • Furniture Stores
  • Hardware Stores
  • Mail Box Shops
  • Pet Supply Stores
  • Shoe Stores
  • Stationery/Greeting Card Stores
  • Tailors
  • Tobacco Shops
  • Trophy Shops
  • Variety Stores
  • ………… and Many More!

Coverage Options Include:

  • Equipment Breakdown
  • Building Coverage
  • Personal Property Coverage
  • Loss of Earnings
  • Food Spoilage
  • Accounts Receivable Coverage
  • Valuable Papers and Records
  • Ordinance or Law Coverage
  • Bodily Injury and Property Damage
  • Products and Completed Operations
  • Fire Damage Legal Liability
  • Non-owned Auto Liability
  • Personal Injury
  • Robbery & Safe Burglary
  • Contents Theft Coverage


Unifax Insurance Systems is the General Agency for Crusader Insurance Company, with access to additional markets to service your needs.

  • If you are currently contracted with Unifax and already have access, click here.
  • If you are currently contracted with Unifax and would like to get access, click here
  • If you are not yet contracted with Unifax and would like to inquire about our products and services, please click here

Coin-Operated Laundry Insurance

All Dry Cleaners and Coin Laundries will be considered for this program, including those with:

  • No Prior Insurance
  • New Ownership
  • Attendants on Duty or Unattended
  • 24 Hour Operations
  • Fluff and Fold Services
  • Self Serve Operations

Coverage Options Include:

  • Bailee’s/Customers’ Goods
  • Robbery
  • Safe Burglary
  • Goods in Transit
  • Fire Legal
  • Personal Injury
  • Products and Completed Operations
  • Loss of Earnings
  • ………… and Many More!

Our Premier Property Package option is available in our coin laundry program and includes coverage upgrades for:

  • Business Income –
    With Extra Expense
  • Backup of Sewers and Drains
  • Money and Securities –
    Robbery and Safe Burglary
  • Property at Newly Acquired Locations
  • Outdoor Signs
  • Fire Department Service Charge
  • Accounts Receivable
  • Valuable Papers and Records
  • Property Off Premises


Unifax Insurance Systems is the General Agency for Crusader Insurance Company, with access to additional markets to service your needs.

  • If you are currently contracted with Unifax and already have access, click here.
  • If you are currently contracted with Unifax and would like to get access, click here
  • If you are not yet contracted with Unifax and would like to inquire about our products and services, please click here

ARTISAN CONTRACTOR INSURANCE

All artisan contractors will be considered for this program, including:

  • Carpentry – Residential
  • Carpet Cleaning
  • Carpet Installation
  • Electrical – Commercial and Residential
  • Fence Repair and Installation
  • Flooring Construction
  • Handyman
  • HVAC – Service and Installation
  • Janitorial – Commercial and Residential
  • Landscape Gardening
  • Mobile Power Washing
  • Painting – Commercial and Residential
  • Plumbing
  • ………… and Many More!

The following coverages are included, at no additional cost:

  • Products and Completed Operations
  • Fire Legal Liability
  • Incidental Contractual Liability
  • ………… and Many More !


Unifax Insurance Systems is the General Agency for Crusader Insurance Company, with access to additional markets to service your needs.

  • If you are currently contracted with Unifax and already have access, click here.
  • If you are currently contracted with Unifax and would like to get access, click here
  • If you are not yet contracted with Unifax and would like to inquire about our products and services, please click here

Gasoline Station Insurance

All Gasoline Stations will be considered for this program, including those with:

  • No Prior Insurance Coverage
  • New Ownership
  • Automotive Repair
  • Oil and Lube
  • Smog Stations
  • Full Service and Automated Car Washes
  • Food Service
  • 24 Hour and Unattended Operations
  • Alcohol and Tobacco Sales
  • ….And Many More!

Coverage options include:

  • Building and Personal Property
  • Loss or Damage to Customers’ Autos – Direct Primary
  • Actual Loss Sustained Business Income
  • Gas in Ground
  • Higher Liability Limits
  • ….And Many More!

Our Premier Property Package option is available in our gasoline station program and includes:

  • Fuel Storage Tanks & Pumps
  • Debris Removal
  • Fire Department Service Charge
  • Pollutant Clean-Up & Removal
  • Newly Acquired or Construction Property – Your BPP
  • Personal Effects & Property of Others
  • Property Off-Premises
  • Outdoor Property
  • Property in Transit
  • Backup of Sewers & Drains
  • EDP Equipment Systems Breakdown
  • Emergency Vacating Expenses
  • Fire Protection Device Recharge
  • Lock Replacement
  • Off-Premises Services – Time Element
  • Ordinance or Law Coverage A
  • Ordinance or Law Coverage B
  • Ordinance or Law Coverage C
  • Outside Signs
  • Spoilage
  • Employee Dishonesty
  • Forgery & Alteration
  • Money & Securities – Robbery / Safe Burglary
  • Money Orders & Counterfeit Money
  • Accounts Receivable
  • Valuable Papers & Records


Unifax Insurance Systems is the General Agency for Crusader Insurance Company, with access to additional markets to service your needs.

  • If you are currently contracted with Unifax and already have access, click here.
  • If you are currently contracted with Unifax and would like to get access, click here
  • If you are not yet contracted with Unifax and would like to inquire about our products and services, please click here