RESTAURANT INSURANCE

All Restaurants will be considered for this program, including those with:

  • No Prior Insurance Coverage
  • New Ownership
  • High Alcohol Receipts
  • Bagel and Donut Shops
  • Bakeries (retail)
  • Delicatessens
  • Sandwich Shops
  • Fine Dining
  • Food Court Restaurants
  • Coffee Shops
  • ………… and Many More!

Coverage Options Include:

  • Equipment Breakdown
  • Liquor Legal Liability
  • Personal Injury
  • Products and Completed Operations
  • Food Spoilage
  • Building Coverage
  • Personal Property Coverage
  • Business Income – Actual Loss Sustained Option
  • Bailee’s Coverage
  • Assault and Battery Options
  • ………… and Many More!

Our Premier Property Package option includes coverage upgrades for:

  • Backup of Sewers and Drains
  • Electronic Data Processing Equipment Systems Breakdown
  • Money and Securities – Robbery and Safe Burglary
  • Mechanical Breakdown
  • Outdoor Signs
  • Fire Department Service Charge
  • Outdoor Trees, Shrubs and Plants
  • Customers’ Property
  • Property in Transit
  • Property Off Premises
  • Spoilage
  • Accounts Receivable
  • Valuable Papers and Records
  • Personal Property of Others
  • Fine Arts


Unifax Insurance Systems is the General Agency for Crusader Insurance Company, with access to additional markets to service your needs.

  • If you are currently contracted with Unifax and already have access, click here.
  • If you are currently contracted with Unifax and would like to get access, click here
  • If you are not yet contracted with Unifax and would like to inquire about our products and services, please click here

LIQUOR STORE, MARKET & CONVENIENCE STORE INSURANCE

All Liquor Stores and Markets will be considered for this program, including those with:

  • No Prior Insurance Coverage
  • New Ownership
  • Check Cashing
  • Cooking Exposure
  • Deli Operations
  • Video Rentals
  • 24-Hour Operations
  • Meat/Seafood Counters
  • Produce Sales

Crusader’s package policy includes the following coverages, at no additional cost:

  • Liquor Legal Liability
  • Personal Injury
  • Products and Completed Operations
  • Loss of Earnings
  • ………… and Many More!

Coverage Options Include:

  • Glass Coverage
  • Sign Coverage
  • Robbery
  • Safe Burglary
  • Refrigeration Equipment
  • ………… and Many More!


Unifax Insurance Systems is the General Agency for Crusader Insurance Company, with access to additional markets to service your needs.

  • If you are currently contracted with Unifax and already have access, click here.
  • If you are currently contracted with Unifax and would like to get access, click here
  • If you are not yet contracted with Unifax and would like to inquire about our products and services, please click here

BAR & TAVERN INSURANCE

All Bars & Taverns will be considered for this program, including those with:

  • No Prior Insurance Coverage
  • New Ownership
  • Neighborhood Bars with Cooking
  • Sports Bars
  • Nightclubs with Dancing and Live Music
  • Adult Entertainment Clubs
  • Comedy Clubs
  • ………… and Many More!

Coverage Options Include:

  • Equipment Breakdown
  • Liquor Legal Liability
  • Personal Injury
  • Products and Completed Operations
  • Food Spoilage
  • Building Coverage
  • Personal Property Coverage
  • Business Income – Actual Loss Sustained Option
  • Bailee’s Coverage
  • Assault and Battery Options
  • ………… and Many More!

Our Premier Property Package option includes coverage upgrades for:

  • Backup of Sewers and Drains
  • Electronic Data Processing Equipment Systems Breakdown
  • Money and Securities – Robbery and Safe Burglary
  • Mechanical Breakdown
  • Outdoor Signs
  • Fire Department Service Charge
  • Outdoor Trees, Shrubs and Plants
  • Customers’ Property
  • Property in Transit
  • Property Off Premises
  • Spoilage
  • Accounts Receivable
  • Valuable Papers and Records
  • Personal Property of Others
  • Fine Arts


Unifax Insurance Systems is the General Agency for Crusader Insurance Company, with access to additional markets to service your needs.

  • If you are currently contracted with Unifax and already have access, click here.
  • If you are currently contracted with Unifax and would like to get access, click here
  • If you are not yet contracted with Unifax and would like to inquire about our products and services, please click here