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Restaurants & Food Services

All Food Establishments will be considered for this program, including:

  • Bagel Shops
  • Bakeries (retail)
  • Coffee Shops
  • Delicatessens
  • Donut Shops
  • Fast Food Restaurants
  • Fine Dining
  • Food Court Restaurants
  • Franchise Restaurants
  • Pizza Parlors
  • Sandwich Shops
  • Specialty Restaurants
  • Steak Houses

The following operations are acceptable:

  • Banquet Facilities
  • Cocktail Lounges
  • Entertainment
  • Take-out
restaurants

Available Coverage

Please note that coverages, limits, and premium may vary from state to state. The following is only an example for your convenience, it is not a quote.

Property Coverage

  • Building Coverage
  • Personal Property Coverage
  • Business Income
  • Food Spoilage
  • Bailee’s Coverage
  • Accounts Receivable Coverage
  • Valuable Papers and Records
  • Sign Endorsement
  • Glass Coverage
  • Ordinance or Law Coverage

Liability Coverage

  • Bodily Injury and Property Damage including Assault and Battery
  • Products and Completed Operations
  • Fire Damage Legal Liability
  • Parking Area Liability
  • Non-owned Auto Liability
  • Personal Injury
  • Liquor Liability

Crime Coverage

  • Contents Theft Coverage
  • Theft, Disappearance, & Destruction

Minimum Premium - $500


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