In 1953, the Cheldin Insurance Agency started marketing insurance to commercial and personal customers. Erwin Cheldin, the founder, faced many of the same problems people face today, such as inflexible underwriting, minimum volume requirements, and slow service. He dreamed of overcoming such problems someday by starting a better insurance company, one with vision and insight.

In 1976, Erwin realized his dream when Crusader Insurance Company was incorporated. His focus was answering the real needs of the customers and of the independent agents and brokers by offering phone quotes, extended hours, two-day policy issuance, and responsive underwriting with no volume commitments.

Crusader began its California operation in 1985, specializing in small commercial accounts.

Today, Erwin is actively involved in the day-to-day operations of Crusader as its Chairman of the Board.

In 1996, Cary L. Cheldin, Erwin's son, was elected President of Crusader. Cary began his insurance career in 1980, following in his father's footsteps, preserving the same personal commitment and dedication to unparalleled customer service.

Crusader is a renowned company providing a full range of commercial package products with expanded services, including the convenience of easy premium financing.

Furthermore, the company's management has played an active role toward the improvement of the insurance industry, its laws, marketing, politics, and practice, particularly for the benefit of policyholders.